.financiacion-layout {
  width: 100%;
  margin: 0;
  padding: 0;
  font-family: 'Poppins', 'Segoe UI', Arial, sans-serif;
  color: #fff;
}

/* Títulos entre bloques */
.bloque-titulo {
  text-align: center;
  margin: 120px 0 40px;
}

.bloque-titulo h2 {
  font-size: 2.6rem;
  font-weight: 700;
  color: #003366;
  position: relative;
  display: inline-block;
}

.bloque-titulo h2::after {
  content: "";
  display: block;
  width: 80px;
  height: 4px;
  background: #0055aa;
  margin: 12px auto 0;
  border-radius: 2px;
}

/* Bloques tipo banner */
.bloque {
  position: relative;
  width: 100%;
  min-height: 450px;
  display: flex;
  align-items: center;
  justify-content: center;
  overflow: hidden;
  opacity: 0;
  transition: opacity 1s ease;
}

.bloque.visible {
  opacity: 1;
}

/* Fondos degradados dinámicos */
.gradient-blue {
  background: linear-gradient(135deg, #0055aa, #00c6ff);
  background-size: 200% 200%;
  animation: gradientShift 12s ease infinite;
}

.gradient-green {
  background: linear-gradient(135deg, #28a745, #00c6ff);
  background-size: 200% 200%;
  animation: gradientShift 12s ease infinite;
}

.gradient-purple {
  background: linear-gradient(135deg, #6a11cb, #2575fc);
  background-size: 200% 200%;
  animation: gradientShift 12s ease infinite;
}

.gradient-orange {
  background: linear-gradient(135deg, #ff7e5f, #feb47b);
  background-size: 200% 200%;
  animation: gradientShift 12s ease infinite;
}

/* Imagen de fondo */
.bloque-img {
  position: absolute;
  inset: 0;
  z-index: 0;
}

/* Overlay suave */
.bloque::before {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(to right, rgba(0,0,0,0.55), rgba(0,0,0,0.25));
  z-index: 1;
}

/* Texto superpuesto */
.bloque-texto {
  position: relative;
  z-index: 2;
  max-width: 800px;
  padding: 40px;
  text-align: left;
  transform: translateY(40px);
  opacity: 0;
  transition: all 1s ease;
}

.bloque.visible .bloque-texto {
  transform: translateY(0);
  opacity: 1;
}

.bloque-texto h3 {
  font-size: 2.4rem;
  margin-bottom: 20px;
  font-weight: 700;
  color: #fff;
}

.bloque-texto p {
  font-size: 1.2rem;
  margin-bottom: 25px;
  color: #eee;
}

.bloque-texto ul {
  list-style: none;
  padding: 0;
}

.bloque-texto ul li {
  margin-bottom: 12px;
  padding-left: 28px;
  position: relative;
  font-size: 1.05rem;
  color: #ddd;
}

.bloque-texto ul li::before {
  content: "✔";
  position: absolute;
  left: 0;
  color: #28a745;
  font-weight: bold;
  font-size: 1.2rem;
}

/* Animación del degradado */
@keyframes gradientShift {
  0% { background-position: 0% 50%; }
  50% { background-position: 100% 50%; }
  100% { background-position: 0% 50%; }
}

/* Responsive */
@media (max-width: 992px) {
  .bloque-texto {
    text-align: center !important;
    padding: 20px;
  }

  .bloque-texto h3 {
    font-size: 2rem;
  }

  .bloque-texto p {
    font-size: 1rem;
  }
}